Modern family car

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Takes 60 seconds — no obligation

  • $100 flat deductible — every visit
  • Coverage in 48 states
  • Claims are reviewed individually. Contact claims support for case-specific status.

Prefer to talk? Call (833) 251-9786

Extended Auto Warranty & Vehicle Service Contracts

Athena offers extended protection, but coverage does not begin immediately. All current policies require both 30 days and 1,000 miles before coverage begins. When breakdowns happen, our vehicle protection plans shield you from the high cost of parts and labor.

150,000+
ASE Certified Techs
Licensed
Agents
A+
BBB Rating
Direct
Claims Payment

Trusted by Thousands of Drivers Nationwide

Our commitment to excellence is reflected in our industry certifications, customer satisfaction, and proven track record.

A+
BBB Rating
Better Business Bureau
48
States
Licensed
Licensed
Agents
Nationwide
4.6
Star Rating
Based on 770 reviews
24/7
Roadside Assistance
Use the roadside contact in your contract

Direct Claims Payment

We pay repair shops directly, so you only pay your deductible at the time of service.

Nationwide Repair Network

Access to licensed repair facilities nationwide — use any shop you trust.

SSL Secured
Privacy Protected
Industry Certified
What We Do

Our Vehicle Coverage Plans

Choose the right level of protection for your vehicle with our comprehensive coverage plans. Athena coverage is tailored to your vehicle — get a personalized quote. Your quote depends on your vehicle, mileage, coverage, and contract terms.

Exclusionary
Exclusionary (New Car Coverage)

Exclusionary coverage subject to the actual contract's exclusions and conditions.

Exclusionary protection
Review the contract's exclusions
Stated components
Deluxe Coverage

Stated-component coverage for the specifically enumerated parts, not every part in a named system.

Listed engine and transmission parts
Listed steering, suspension and brake parts
Listed A/C, cooling, fuel and electrical parts
Leaking seals/gaskets on covered parts; minor seepage is not a Breakdown
Cumulative sections
Powertrain Enhanced

One policy combining all three cumulative contract sections, with listed A/C, electrical, cooling and fuel additions.

Listed engine, transmission, transfer case and drive axle parts
Listed factory A/C and electrical components
Cooling fan/motor and fan clutch
Listed fuel delivery/injection pumps, not fuel injectors

Maintenance benefits are standard across all plans, subject to the applicable contract's limits and conditions. Limited maintenance benefits do not mean unlimited routine maintenance or wear-item repairs.

Transfer fees apply. Refer to your contract or contact the concierge for the applicable amount and transfer requirements.

Coverage is subject to the applicable contract, exclusions, limits, and claim conditions.

Not Sure Which Plan is Right for You?

Our licensed agents are standing by to help you choose the perfect coverage for your vehicle and budget.

Service Advantage

Concierge Support - Your Personal Claims Assistant

Unlike other warranty companies that leave you to navigate the claims process alone, Athena provides dedicated live agent support from breakdown to repair completion.

Professional customer service representative
Customer Care Hours
Monday–Friday, 8:00 a.m.–5:00 p.m. CST

Never Navigate Claims Alone

When your vehicle breaks down, you shouldn't have to become an expert in warranty claims. Our concierge team handles everything so you can focus on getting back on the road.

Live Agent Guidance

Speak with a real person who understands your situation and guides you step-by-step through the entire process.

Claims Advocacy

Your personal advocate ensures your claim is processed quickly and accurately, handling all the paperwork for you.

Customer-Care Hours

Our concierge team assists with claims Monday–Friday, 8:00 a.m.–5:00 p.m. CST. For 24/7 roadside service, use the roadside contact in your contract.

Repair Coordination

We coordinate with your chosen repair facility, schedule appointments, and ensure you're updated throughout the process.

How Our Concierge Support Works

1

Call or Text

Contact customer care Monday–Friday, 8:00 a.m.–5:00 p.m. CST for claims assistance.

2

Live Agent Review

Our concierge reviews your coverage and explains exactly what's covered.

3

Repair Coordination

We coordinate with your preferred shop or our certified network for repairs.

4

Direct Payment

We pay the shop directly. You only pay your small deductible.

Claims processing: Individual claim review
The Athena Difference

Why Choose Athena Over Other Providers?

We're not just another warranty company. Our concierge service model and customer-first approach set us apart from traditional providers who leave you to handle everything alone.

Feature
Athena Auto Protection
Our Commitment
Other Providers
Claim Processing Time
individual claim review
5-7 business days typical
Payment Method
Direct payment to shop
Customer pays & waits for reimbursement
Customer Support
Customer care Monday–Friday, 8:00 a.m.–5:00 p.m. CST
Business hours phone support only
Claims Assistance
Personal advocate handles everything
Navigate the process yourself
Repair Coordination
We coordinate with your shop
You manage all communication
Out-of-Pocket Costs
Only $100 deductible
Full repair cost upfront, then wait
Policy Transfer Fee
Transfer fees apply; see contract or concierge for amount
Transfer fees apply
Maintenance Benefits
Standard across all plans; contract limits apply
Not included

White-Glove Service

Our concierge team does the heavy lifting - coordinating repairs, handling paperwork, and advocating for you every step of the way.

No Financial Stress

Pay only your $100 deductible. We pay shops directly - no thousands upfront, no waiting weeks for reimbursement checks.

Lightning-Fast Claims

individual claim review with real human advocates - not automated systems that delay your repairs for days.

Experience the Athena Difference Today

Join thousands of drivers who've discovered what real warranty protection feels like. Our licensed agents are standing by to help you choose the perfect coverage.

Customer Stories

Real Customers, Real Savings

4.6(770 reviews)

See how Athena Auto Protection has saved our customers thousands of dollars in unexpected repair costs.

Sarah Johnson

Sarah Johnson

Austin, TX

"When my transmission failed at 85,000 miles, I was terrified of the cost. Athena covered the entire $3,200 repair and I only paid my $100 deductible. The claims process was so easy - they handled everything directly with the shop. I can't imagine owning a car without this protection!"

Vehicle

2019 Honda Accord

Saved

$3,100

Michael Chen

Michael Chen

Denver, CO

"I've been with Athena for 3 years now and they've covered multiple repairs including my A/C compressor and fuel pump. The agents are always professional and the technicians in their network are top-notch. It's given me complete peace of mind driving my older vehicle."

Vehicle

2017 Ford F-150

Saved

$2,400

See what hundreds of customers are saying

See All Reviews
96%
Customer Satisfaction
Individual claim review
Claims Processing
150K+
Satisfied Customers
Knowledge Center

Latest Auto Protection Insights

Stay informed with expert advice, maintenance tips, and industry insights to help you make the most of your vehicle protection.

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