Auto Warranty Coverage Plans - New Car, Deluxe, Powertrain

Athena Auto Protection, founded in 2022, provides extended vehicle warranty plans and service contracts designed to protect drivers from unexpected mechanical repair bills. Our plans are available in 48 states (excluding California, Washington, and Alaska) for vehicles up to 5 years or 125,000 miles.

Written and maintained by — extended warranty specialists with expertise in vehicle service contracts, automotive repair, and consumer protection. Founded 2022.

Quick Answer

Athena Auto Protection provides extended auto warranty plans (Vehicle Service Contracts) that cover mechanical breakdowns after the manufacturer's warranty expires. Plans cover engines, transmissions, A/C systems, electrical components, and more — with a $100 deductible, 48-hour claim processing, and direct payment to any licensed repair facility in the US or Canada. Coverage is available in 48 states for vehicles up to 5 years or 125,000 miles.

Key Takeaways

  • 1. Four coverage tiers from basic powertrain to comprehensive exclusionary protection
  • 2. $100 flat deductible per repair visit — Athena pays the shop directly for covered costs
  • 3. Claims processed within 48 hours with a personal claims advocate and 24/7 concierge support
  • 4. Use any licensed repair facility — independent shops, national chains, or dealerships
  • 5. Coverage in 48 U.S. states for vehicles up to 5 years or 125,000 miles
  • 6. All plans include 24/7 roadside assistance, rental car benefits, and trip interruption coverage

Coverage Plans

We offer four tiers of vehicle protection to match every need and budget:

Why Choose Athena?

How the Claims Process Works

When your vehicle breaks down, take it to any licensed repair facility. Call our 24/7 concierge line at (833) 251-4357 and we will open a claim on your behalf. Our claims team authorizes the repair within 48 hours and pays the shop directly, so you only pay the $100 deductible.

Benefits Included with Every Plan

Every plan includes complimentary roadside assistance (towing up to 25 miles, flat tire service, jump start, fuel delivery, and lockout service), trip interruption reimbursement up to $300, and 24/7 concierge scheduling through our network of ASE-certified repair shops.

Frequently Asked Questions

What is the deductible?
All plans have a $100 deductible per repair visit, regardless of the plan tier selected.
How long is the waiting period?
A 30-day and 1,000-mile waiting period applies from the enrollment date before coverage becomes active.
Which states are covered?
Athena Auto Protection is licensed and available in 48 U.S. states, excluding California, Washington, and Alaska.
Can I use any repair shop?
Yes. You may take your vehicle to any licensed repair facility of your choice. We pay the shop directly.
How do I get a quote?
Call our sales team at (833) 251-9786 Monday through Friday, 8 AM to 8 PM, or complete the online quote form.

Contact Us

Sales: (833) 251-9786 — Monday–Friday, 8 AM–8 PM ET
24/7 Concierge Support: (833) 251-4357
Email: cc@athenaautoprotection.com

More Resources

Comprehensive Coverage Plans

Choose the protection level that fits your vehicle and budget. All plans include 24-hour roadside assistance, towing, rental car benefits, and nationwide coverage.

Not sure what's actually covered?

Our component-level guide shows which specific named parts — head gaskets, fuel injectors, CV axles, and more — are covered under each plan.

View Coverage Guide

Choose Your Protection Level

Comprehensive
NEW CAR COVERAGE
Complete Protection

This plan covers the most components on your vehicle, similar to the manufacturer's new car or 'Bumper to Bumper' warranty. This is the highest level of coverage available.

What's Covered:

  • Engine & Transmission
  • A/C & Heating System
  • Hi-Tech Electrical
  • Fuel System
  • Cooling System
  • Suspension
  • Steering Components
  • Seals & Gaskets
  • Maintenance Benefits (1st Year)

Custom pricing for your vehicle

Flexible monthly plans · $100 deductible

Most Popular
DELUXE COVERAGE
Comprehensive Protection

This plan covers the major components on your vehicle including engine, transmission, drive axle, essential electrical, A/C, cooling systems, suspension, fuel systems, and more.

What's Covered:

  • Engine & Transmission
  • Drive Axle
  • Essential Electrical
  • A/C System
  • Cooling Systems
  • Suspension
  • Fuel Systems
  • Power Steering

Custom pricing for your vehicle

Flexible monthly plans · $100 deductible

ENHANCED POWERTRAIN
Essential Coverage

This plan covers your engine, transmission, differential assembly, drive axle, fuel delivery, essential electrical, A/C, and more.

What's Covered:

  • Engine Components
  • Transmission
  • Differential Assembly
  • Drive Axle
  • Fuel Delivery
  • Essential Electrical
  • A/C Components

Custom pricing for your vehicle

Flexible monthly plans · $100 deductible

POWERTRAIN PLUS
Basic Protection

This plan covers the major components of the vehicle. It covers all of the internally lubricated parts of the engine, transmission, drive axle, and transfer case.

What's Covered:

  • Engine Internals
  • Transmission
  • Drive Axle
  • Transfer Case
  • Internally Lubricated Parts

Custom pricing for your vehicle

Flexible monthly plans · $100 deductible

Coverage Comparison

ComponentPowertrain
Plus
Enhanced
Powertrain
Deluxe
Coverage
New Car
Coverage
Engine Components
Transmission
Air Conditioning
Electrical System
Suspension
Fuel System
Cooling System
Steering Components
Seals & Gaskets
Maintenance Benefits

Maintenance Benefits Included

New Car Coverage plan includes valuable maintenance benefits during your first year of coverage

First Year Maintenance Benefits (New Car Coverage Plan)

Maintenance benefits including three oil changes, cooling system maintenance, lubrication, safety inspection, windshield wipers, and battery are reimbursed during the first year under the New Car Coverage policy.

Included Services:

Three oil changes with filter
Safety inspection
Cooling system maintenance
Windshield wipers replacement
Lubrication services
Battery service and testing

Important Coverage Information

What's Never Covered (All Plans)

Maintenance Items:

  • Oil changes and filters
  • Brake pads and rotors
  • Tires and tire repair
  • Windshield wipers
  • Light bulbs
  • Belts and hoses

Vehicle Eligibility Exclusions:

  • Pre-existing conditions
  • Accident-related damage
  • Aftermarket modifications
  • Glass and body panels
  • Interior components
  • Misuse or abuse damage
Coverage Period

All plans include coverage for the entire contract term (up to 5 years/125,000 miles) with no annual renewal requirements.

Standard Deductible:

$100 per visit

Payment Options:

Pay in full or no-fee payment plan

Coverage by State

Athena Auto Protection is available in 48 states. Learn about coverage specific to your state.

Ready to Protect Your Vehicle?

Get a personalized quote in minutes. Our licensed agents are standing by to help you choose the perfect coverage for your needs.